Important Notice Regarding Your Privacy Rights
The following is the Privacy Notice of House of Finance Corp., which explains how we collect, use and protect your information. Please read the entire Privacy Notice, in addition to the online supplement and the Federal Privacy Notice, which you may download below.
House of Finance Corp. is committed to respecting the individual rights of our customers. In accordance with the Gramm-Leach-Biley Act, we are sending you this annual notice to inform you of how we may use information about your account.
Normal Website Usage
You can visit our web site to read product and company information, or use our on-line tools without revealing any personal information. The only information we collect and store during normal web site usage is the name of your Internet service provider, the web site you last visited, the pages you request, the date and time of those requests and the number of visits you made to our website.
We use this information to generate statistics and measure website activity in order to improve the usefulness of customer visits to our website. This same information may be shared with third parties in order to provide these services or to analyze, store, or aggregate the information. It may also be shared with other third parties, working with us to improve the services of House of Finance Corp. or our website. During normal web site usage, we do not collect or store personally identifiable information such as name, mailing address, email address, phone number, or Social Security number.
On-Line Collection of Personally Identifiable Information:
Occasionally, House of Finance Corp. will request personally identifiable information (PII) in order to provide the web site visitor with a service or correspondence (e.g., updating account information). This information, such as name, mailing address, email address, type of request, and additional information, is collected and stored in a manner appropriate to the nature of the request as determined by House of Finance Corp. and is used to fulfill your request. Whenever House of Finance Corp. requests such information, we will clearly explain how it will be utilized. If you notify us that the information should not be used as a basis for further contact, we will respect your request. The information you provide is used by House of Finance Corp. to improve the services we provide you. This information may also be provided to agencies for use on behalf of House of Finance Corp. in accordance with our Privacy Notice. However, it is never provided or sold to any other company for that company’s independent use. Since no data transmission over the internet can be guaranteed to be 100% secure, House of Finance Corp. cannot ensure, warrant, or guarantee the security of any information you transmit to us or any information provided online, and you do so at your own risk. House of Finance Corp. will not be liable for any disclosures of your personal information due to errors in transmission, unauthorized acts of third parties, or system-generated activity
Please note that House of Finance Corp.’s website may provide links to third party sites not controlled by House of Finance Corp. We suggest that you check the specific Privacy Notices of any website before providing any personally identifiable information.
Electronic Mail Sent to Us That Contains Personal Information:
Internet users may decide to send House of Finance Corp. personally identifying information, for example, in an electronic mail message containing information about your House of Finance Corp. account. House of Finance Corp. will only use this information to identify the user as a House of Finance Corp. customer and to determine how to respond to the electronic mail. If you contact us by electronic mail, we may keep a record of your contact information and correspondence, and we reserve the right to use your electronic mail address, and any information that you provide to us in your message, to respond. We will use this information for the purpose identified in the email message and to enhance our understanding of you in order to improve our services to you.
What Are Cookies?
Cookies are text files that are store temporarily or permanently on a user’s computer for record-keeping purposes when you visit a cookie-enabled website. As you browse the Web, cookie-enabled websites will send cookies to your web browser, along with pages. Your web browser probably has options that will let you control how the browser accepts cookies, rejects cookies, or notifies you each and every time a cookie is sent to you.
If your browser is set to reject cookies, cookie-enabled websites will not recognize you when you return. This provides you with anonymity, but it also makes it very difficult to offer you customized services. It is also less secure than using cookies, because all of your specific data must be sent to the website each time you view a page. Accepting cookies means your private data can stay at the Web server, and the only information transmitted over the Internet is your ID cookie.
If your browser is set to accept cookies, any cookies that are sent to your browser are stored in your computer for a period of time. There are a few different types of cookies. A “session” cookie is stored only in your computer’s working memory (RAM) and only lasts for your browsing session. When you close all of your browser’s windows, or when you shut down your computer, the session cookie disappears forever. A “permanent” cookie is stored on your computer’s hard drive until a specified date, which could be tomorrow, next month, or several years from now. Permanent cookies stay on your computer until either it a) expires, b) are overwritten with newer cookies c) are manually removed.
House of Finance Corp. uses permanent cookies to supply visitors to our website with a customized user experience. These cookies do not involve personally identifiable information. We also use session cookies to customize your experience during a session, to aid in your navigation and use of the site, to develop generic web site metrics and other similar uses.
Our privacy practices are designed and implemented to provide a very high level of protection for your personal information and our systems whether they are online or offline. If you have any questions or comments about our Privacy Practices, you can contact us via the “Contact Us” page on our website, or by contacting our office directly.
We reserve the right to change our Privacy Notice Online Supplement. A revised Online Privacy Notice Supplement only applies to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date.